FAKE ONLINE BANKS

Scammers often need to convince people that they have transferred money to them, or that money is waiting for them in an account… if only the victim would pay a transfer or other fee in order to get the money out.  Or Scammers use Fake Banks to convince someone that they have the money to enter into a partnership and are waiting for the victim to transfer their share of the project.  And other bogus reasons!  For example, read the emails below related to “1st Capital Investment Bank”  A savvy man enjoyed playing with the scammers! Enjoy!

1st CAPITAL INVESTMENT BANK  (1stcapinvtb.com) is a FAKE BANK 

(12/24/20) This “bank’s” website very clearly shows that it is an online bank offering personal and business accounts, online access and lending services.  Except it’s not.  It was a fraudulent site created by Nigerian 419 scammers in May, 2019 and used multiple times to trick people into believing that money was waiting in accounts for them if they would only pay various fees required to release it. (We contacted Namecheap.com, the hosting service of this scam site, and it was taken down 2 days later!) This “American Bank” domain was registered anonymously in the Netherlands through a European Union registrar service. Below these screenshots are a group of emails sent to a gentleman who was enlisted to received money from an account held in this bank because he shared the same last name as an account holder.  Total BS! But the man knew it and enjoyed exposing these scammers and wasting their time!

———- Forwarded message ———
From: Mr. Moon Liggens {FCIB Limited} <moon.liggens@1stcapinvtb.com>
Date: Mon, Dec 21, 2020 at 5:48 PM
Subject: Re: Autoresponder
To: [NAME/EMAIL REDACTED]

Dear Valued Customer,
Thank you for contacting Mr. Moon Liggens.

This is a confirmation that I received your message.
I shall be responding shortly.

Yours Sincerely,
Mr. Moon Liggens
Foreign Department
First Capital Investment Bank Ltd
300A Bath Street, G2 4LH, Glasgow, England
Emails: moon.liggens@1stcapinvtb.com
info@1stcapinvtb.com
Website: https://1stcapinvtb.com/en/

———- Forwarded message ———
From: Mr. Rodney Smith <smithmr.rodney@yahoo.com>
Date: Mon, Dec 21, 2020 at 1:32 AM
Subject: Re: Hello:Sir,
To: [NAME/EMAIL REDACTED]

Dear [NAME REDACTED],

We are making progress.
Following my previous message, my partner had successfully inserted your information in the bank’s system as the next of kin to Adam Lesson. You are now the rightful beneficiary of the USD $17,500,000.00 in the bank’s record.

In view of the above, you are now required to contact the bank for the official claim of the USD $17,500,000.00. Find the bank’s contact information below;

Bank: First Capital Investment Bank Limited
Location: Glasgow, United Kingdom
Contact Officer: Mr. Moon Liggens
Tel: +44 141 536 0809
Email: moon.liggens@1stcapinvtb.com
Website: https://1stcapinvtb.com/en/

Send a message to the bank now using the above email address. While writing the bank, inform them that you are a distance relative to Adam Lesson and the true beneficiary of his estate. Also inform them that you write to claim the USD $17,500,000.00 left behind at the bank by him. Ask the bank to give you guideline on how to claim the USD $17,500,000.00.

My partner will ensure that your application receives express attention. Therefore you should make haste and contact the bank.

While communicating with the bank, do not inform them that you have a partner in the bank. This transaction should be handled confidentially even among your close friends/relatives. Do not tell anybody about it till we conclude the transaction.

Get back to me immediately you contact the bank. Please do not respond to the bank without seeking my advise. It is my duty to guide you and ensure we have a successful deal. Therefore I must guide you at all times to avoid mistake.

When is the best time to reach you on your above telephone number? At this stage we need to talk over the telephone.
Waiting for your feedback.

Yours faithfully,
Mr. Rodney Smith
Tel: +447452185727

——————————————–
On Thu, Dec 17, 2020 at 5:56 PM Mr. Rodney Smith <smithmr.rodney@yahoo.com> wrote:
Dear [NAME REDACTED],

Thank you for your reply with personal details.
I have briefed my partner on the development and we are both very happy that finally we found someone who we can present to the bank.

Your information will be submitted to the bank tomorrow for the processing of the transaction. My partner at the bank will be supervising the processes at the bank.
Before then, I will be proposing the terms that will bind our partnership so that we will neither forget nor go contrary to our agreement at the end of the transaction.

The three of us involved will go on equal share at the end of the transaction. We will earn 30% of the USD $17,500,000.00 each which is equivalent to USD $5,250,000.00 (Five Million, Two Hundred and Fifty Thousand United States Dollars) at the end of the transaction.

The remaining 10% will be reserved for expenses and tax that maybe incurred during the execution of the transaction. Whatever that remains from the 10% at the end of the transaction, will equally be shared also.

Urgently acknowledge your receipt of this message and its acceptance so that we can move forward.

I am waiting.

Yours faithfully,
Mr. Rodney Smith
Tel: +447872237765

———————————————-
On Mon, Dec 14, 2020 at 5:04 PM Mr. Rodney Smith <smithmr.rodney@yahoo.com> wrote:
Dear [NAME REDACTED],

Thank you for your reply.
Let me start by introducing myself, I am Mr. Rodney Smith. I live and work in Glasgow, United Kingdom. I have years of experience in Principal Investment, Private equity and Project Financing.

A top banker friend of mine uncovered a dormant account that has USD $17,500,000.00 (Seventeen Million, Five Hundred Thousand United States Dollars). The account belongs to one Adam Lesson. The account had been abandoned for over ten years. All efforts to locate the immediate relatives of Mr. Adam failed

My friend had asked me to get a partner who bears same last name “Lesson” as Mr. Adam so that we can present the person to the bank for the claiming of the above sum. This is why I am contacting you. I want you to assist us in repatriating the money. It is a deal between us. You will be greatly compensated. Part of our share will be invested in your country. You will be presented to the bank as the Next of Kin to the original depositor of the funds. Necessary documents and information will be made available to you at every stage.

I need your understanding to get this money out from the bank. There is no risk involved. With my friend at the bank, everything will be smoothly done. To proceed, kindly provide your following details;

Names:
Address:
Telephone number:
Age:
Occupation:

I am waiting for your immediate reply.

Yours faithfully,
Mr. Rodney Smith

================================

British Royal Bank (BritishRoyalBank.com) is a Fake Bank

One of our readers has been playing along with a group of 419 scammers in Africa during the Fall, 2020. These scammers think they have convinced this man that a lot of money is waiting for him in bank accounts and he only needs to pay various fees to have it released.  To the contrary, the man is playing with the scammers, stringing them along to see how they play out their story.  It’s been fun to watch!  These scammers have created two fake banks…

The domain for “British Royal Bank” (britishroyalbank.com) was registered anonymously on November 6, 2020 in Canada. Here is the WHOIS record…

You can see that a Google search for this bank in early November turns up absolutely nothing about this bank, other than a recent reference to a phishing scam…

For additional proof that “BritishRoyalBank.com” is a scammer’s domain, we visited a website in Europe called “TheBanks.eu.”  In their own words, The Banks states TheBanks.EU is an independent Internet project aiming to provide accurate and up-to-date information about banking services in European countries and their dependent territories in order to help potential investors to find a bank satisfying their requirements.” Their online database has information on more than 9000 banks across Europe and the UK.  TheBanks.EU has NO INFORMATION WHATSOEVER on British Roya Bank.

Global International Bank (GlobalInternationalBank.co.uk) is a Fake Bank

The same scammers who are being played by our TDS reader also created another fake bank in June, 2020 that they call “Global International Bank” (globalinternationalbank.co.uk).  You can see by the WHOIS record that it was created on June 27 in the United Kingdom. (“.uk”). Once again, a Google search turns up nothing legitimate about this bank other than references to phishing and fraud scams.

And the very legitimate website TheBanks.eu, has never heard of “Global International Bank” across the European Union and the UK…

AsiaPacificNational.com is a Fake Bank

One of our readers sent us a link to a bank located at asiapacificnational.com, telling us that it is very likely a fraud.  We agree! This “bank” claims to be Asia Pacific Group by OCBC Bank and located at 225 W. Hospitality Ln. Suite 200, San Bernardino, CA, USA.  They say they are “FDIC” insured and offering CD’s paying 3.5%.  The best CD rates on September 2, 2020, according to BankRate.com, are about 1%.  Here is a screenshot taken of the Asia Pacific Group found at asiapacificnational.com on September 2, 2020:

 

OCBC is a real banking organization called Overseas Chinese Banking Corporation, and headquartered in Singapore.  However, the OCBC website which lists all branches of its group, does not show a branch in San Bernardino, California.  In fact, it doesn’t show any branch in California. And we know that this bank called “Asia Pacific Group” on their website, is not part of the real Asia Pacific Group because that multinational group is an organization that focuses on international banking crime.

It turns out that the domain asiapacificnational.com was registered just two weeks ago in Russia on August 19, 2020!  The website for it is hosted on a server in Victoria, Seychelles –an island in the Indian Ocean.

We also found that another organization seems to occupy the exact same address where Aisia Pacific Group (National) says that it located at 225 W. Hospitality Ln. Suite 200, San Bernardino, CA, USA.  According to their website, the Nu-Era Home Health Agency occupies this address.

The TDS reader who brought this fake bank to our attention tried calling the phone number on their website, 626-313-1611, and told us that he only got a voice message machine and no one returned his call.  When we searched for this phone number in Google, we found it listed as the phone number for a very sketchy Facebook page for “BigMoneyGettas Business”

A search using Google for asiapacificnational.com finds nothing at all about this website.  Instead, Google returns information for a different banking group called AsianPacificBank.com. This has no association to our fake bank!  Asian Pacific Bank also lists its branches and show no branch in San Bernardino, California.  Also, the website for the real Asian Pacific Bank was registered in 2002.

Once again, all of this simply means that you can’t believe everything you see on the Internet.  It is simply to easy to deceive others.  Stay away from asiapacificnational.com !